L.W. Halsted, General Manager. M.S. Mathew, Superintendent. Dorn & Dorn, Attorneys. 197 pp. (about half of which are blank, for additions). 8½x5½, original half sheep & gilt-lettered cloth, brad-bound.

Credit ratings are given for San Francisco area businesses. The book was basically rented from the American Mercantile Union for one year, and had to be returned after that time. The key to the ratings is laid on rear pastedown, and the ratings include "A - Considered honest, but unable to pay"; "B - Careless, and neglects to pay"; "C - Too slow for desirable credit"; "D - send for special report"; "E - Changes residence often"; "F - Has attachable property"; "G - Property in wife's name"; etc. Rocq 8075.