Rare commercial directory listing businesses and individuals in California, Oregon, Washington Territory, Montana and British Columbia, giving a credit rating (A, B, C, D, or E) for each, often giving their profession as well, and their city or town of residence. In addition, there is a brief rundown of "Business Laws and Business Methods," 6 pages of testimonials from satisfied users, and a few other features. The report was a "Confidential Report to Members," and not available to the general public; it contains names reported from October 1887 to January 1888.